Tim Adams grew up near Dayton, Ohio in a family of four with his younger sister Tammy. Family vacations consisted of driving down to Kentucky to spend time with grandparents, aunts, uncles, and cousins. Tim has spent most of his life inside the same 10-mile radius to be close to family.
Ask Tim about a favorite childhood memory, and it will surely include sports. Whether it was organized Little League baseball, or something more spontaneous like pick-up basketball or tackle football in freezing, wet snow ... Tim enjoyed the camaraderie and competition that sports provided.
And then there's his love of music. "I used my fingers as drumsticks and banged on everything around the house until my parents broke down and bought me a set of drums."
In his spare time Tim loves to cheer on his favorite teams, attend concerts, and spend time laughing it up with friends and family.
He’s been featured as an author with his bestselling book, "The Winning Retirement Playbook," and gives back as a speaker at non-profit events across the country to educate the public on financial literacy.
Tim finds fulfillment in contributing his time and money through his church, Samaritan's Purse, and the Tim Tebow Foundation which brings faith, hope, and love to those needing a brighter day in their darkest hour of need.
Tim is proud to call himself an overachiever in marriage and has been happily married to his wife Kristy for over 30 years. He has two wonderful, adult daughters who somehow survived being coached by their father as young girls. Tim patiently awaits the opportunity to humbly call himself the greatest grandparent in the history of civilization.
As a math geek and CPA, Tim has been working in the financial industry since 2003. His focus these days is on rescuing retirees from the fiercest economic and legislative opponents lurking in retirement.
Tim's obsession with planning for his own retirement led to some unnerving discoveries. "I had built some pretty sophisticated models that I believed to be extremely conservative. Once I learned the truth about the biggest threats in retirement, I knew immediately that my plan had a risk of failure beyond anything I imagined."
The strategies Tim has discovered since that eye-opening revelation has given him peace of mind about his family's future and he's thrilled to share that confidence with other families. Tim's focus is on mathematical and statistical models proven to optimize retirement plans versus relying on anyone's opinion on what may or may not happen in the future.
Tim says, "Americans are working their tails off for 30-40 years and more and then messing it all up because no one is helping them with the Decumulation phase of their money. It breaks my heart that it's happening, but it feels good to do something about it."
Ph.d. Wharton, and Presidential Economic Advisor
An untimely death or accident can create additional stress and financial pressure on our closest loved ones if we don't plan ahead.
A single 20% or 30% market crash can not only hurt your account balances, but it can cause you to run out of money years sooner.
CPA and Tax Expert Ed Slott says “Taxes are a larger risk than market crashes.” If you have all your retirement income in qualified plans like IRAs and 401(k)s that require you to pay taxes when you take the money out, you have a huge tax liability.
Statistics show that long term health care costs can be the largest expense in retirement. What have you done to protect your nest egg and your family from being hammered by this expense?
Will your nest egg provide enough income to give you the retirement you want, for as long as you live? Most people have no idea.
Longevity is the great RISK MULTIPLIER. Do you know how long you will live? Hopefully a long prosperous life. Longer life spans multiply the likelihood of each of these risks happening to you.
